Adviser News

Now Asteron Life makes earning lifetime health discounts easy

Now Asteron Life makes earning lifetime health discounts easy

It’s easier to earn up to 25% savings* on your life insurance premiums. We have simplified the application process for both you and your clients like reducing the number of questions.

10% Discount extended to TPD Cover from 10 April**

From 10 April, our Healthy Life Option discount will be extended to stepped TPD Cover** – for qualifying new business customers only.

A 10% discount on both their Life and TPD policies – that’s quite a saving!

Savings of up to 25%*

When you combine the Healthy Plus Option discount and bundle it together with Income Protection or Business Expenses Cover through the Multi-App option, you’ll gain a further 5% discount. That’s a massive 25% discount!

A very competitive alternative

The Healthy Life Option and Healthy Plus Option make Asteron Life Complete an attractive option, especially for your more price-conscious clients. They’ll enjoy our comprehensive cover while they save.

These discounts can add up to quite a sum over time. For example, a 30-year-old male accountant living in NSW with $1,000,000 Life and TPD cover, $200,000 in Trauma and Income Protection of $6,250 per month who qualifies for the HPO, HLO and multi-app discounts could save up to $49,663# by the time he’s 65. Now that’s significant!

So, talk to us soon about how we can reward your clients for living a healthy lifestyle today. Please call your BDM or refer to the Asteron Life Complete PDS.

 

*25% savings relates to a client applying for and issued a Life and Income Protection or Business Expense cover with our 20% Healthy Plus Option savings and 5% Multi-App Discount. **The 10% HLO TPD Discount is not available for customers who applied for and issued cover on/or before 9 April 2017.  In addition, to be eligible the policies for Life and/or TPD Cover need to be offered at standard rates without any loadings or exclusions. #Savings relate to a client submitting a QuickCheck and MBA blood test annually to maintain the 20% HPO discount.

Asteron Life™ is committed to providing customers with long term financial security. We provide life insurance products including Income Protection Covers, Trauma Cover, Total & Permanent Disablement (TPD) Cover, Life Cover and Business Expenses Cover. To obtain a copy of our privacy statement, please contact us on 1800 221 727 or visit the following website www.asteronlife.com.au/privacy to view or download the policy.

Asteron supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities. Download the Code here. For more information contact the Financial Services Council on (02) 9299 3022 (local call cost), email info@fsc.org.au or visit www.fsc.org.au

© Asteron Life & Superannuation Ltd ABN 87 073 979 530 (Asteron). Registered Office, Level 16, 363 George Street, Sydney NSW 2000

Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Suncorp Portfolio Services Limited ABN 61 063 427 958, AFSL 237905, RSE Licence No L0002059 (SPSL or Trustee) is part of the Suncorp group of companies (Suncorp). SPSL is a related body corporate of Suncorp Group Limited ABN 66 145 290 124 and Suncorp-Metway Limited ABN 66 010 831 722 (Suncorp Bank) (Suncorp). This product is not a bank deposit or other bank liability of the Suncorp Bank. The obligations of the different entities of TAL and Suncorp are not guaranteed by other entities