Life insurance that rewards a healthy life

At Asteron, we recognise that everyone is different. So if you look after yourself, eat well, exercise and are less likely to make a claim for a preventable disease, we believe you should be rewarded.

The Asteron Healthy Plus Option offers a way for people who are a lower insurance ‘risk’ to be rewarded with an immediate premium reduction, if they satisfy a set of health and lifestyle criteria.  And the savings are substantial! A full 20% off your Life Cover premium through Asteron Lifeguard. That’s a healthy price advantage compared to the market.

An immediate and enduring discount

Once you apply and qualify for the Healthy Plus Option, you receive the 20% discount straight away. You then have the opportunity every year to retain the 20% discount by taking the same set of tests.

Even if you choose not to re-take the tests, your 20% discount will only reduce by 1% each year. Once you reach 10% (after 10 years) we will guarantee a 10% discount for the life of your policy.

If at any time (up to age 55) you decide you want to reapply for the full discount and you still meet the qualification criteria, your discount will instantly be re-instated to 20% again.

Both new applicants and existing Lifeguard policyholders may apply for the Healthy Plus Option, as long as their Life Cover is at least $250,000.

More information

Click here  for more information on the Asteron Life! program. To find out more on the Healthy Plus Option or whether you qualify, speak to your financial adviser or call us on 1800 221 727 to be put in touch with one.

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Asteron Life™ is committed to providing customers with long term financial security. We provide life insurance products including Income Protection Covers, Trauma Cover, Total & Permanent Disablement (TPD) Cover, Life Cover and Business Expenses Cover. To obtain a copy of our privacy statement, please contact us on 1800 221 727 or visit the following website to view or download the policy.

Asteron supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities. Download the Code here. For more information contact the Financial Services Council on (02) 9299 3022 (local call cost), email or visit

© Asteron Life & Superannuation Ltd ABN 87 073 979 530 (Asteron). Registered Office, Level 16, 363 George Street, Sydney NSW 2000

Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Suncorp Portfolio Services Limited ABN 61 063 427 958, AFSL 237905, RSE Licence No L0002059 (SPSL or Trustee) is part of the Suncorp group of companies (Suncorp). SPSL is a related body corporate of Suncorp Group Limited ABN 66 145 290 124 and Suncorp-Metway Limited ABN 66 010 831 722 (Suncorp Bank) (Suncorp). This product is not a bank deposit or other bank liability of the Suncorp Bank. The obligations of the different entities of TAL and Suncorp are not guaranteed by other entities