How much do you need?

All businesses are different - different industries, different structures, different processes. So your Business Expenses insurance needs are as well.

There is no set amount of Business Expenses insurance you should have. The amount you may need is calculated based on a number of factors, including the costs associated with running your business.

Have a chat to your financial adviser - they'll be able to understand the circumstances of your business, and then make sure you have the right amount of cover and the right policy to meet your unique needs.

How much is enough?
To understand your needs, a financial adviser will ask you some questions, so it's time to start thinking about the future (go on, it's fun!).
-     What does the future look like for you and your family?
-     What plans are you making together - that you don't want to have to break due to finances?
-     Do you have plans to put your children through university, take holidays or buy an investment property?
-     How much does your family's lifestyle cost you each month - bills, mortgage payments, kids activities?
-     Do you have savings that you could easily access if you needed them?

Once you've started painting the picture of your family's future and the costs involved in raising a family and reaching your goals, you'll start to get an idea of how important insurance is to cover those needs!

Tip: Business Expenses insurance premiums are generally tax deductible - making business cover even more affordable. Speak to your financial adviser for more information about tax-effective insurance strategies for your business.

To find out more about business expenses insurance:

This is general advice and does not take into account your objectives, financial situation or needs. Before acting on this general advice you should consider the Product Disclosure Statement and the appropriateness of the advice having regard to your situation and consult your financial adviser.

Get in touch with an adviser near you

Life Insurance is so important. This is why you can only buy our products through advisers, get in touch with one today.

Book an appointment   Or call us 1800 221 727

Asteron Life™ is committed to providing customers with long term financial security. We provide life insurance products including Income Protection Covers, Trauma Cover, Total & Permanent Disablement (TPD) Cover, Life Cover and Business Expenses Cover. We are committed to helping customers get - and stay - healthy for life, by giving customers access to the Asteron Life Wellbeing Program. To obtain a copy of our privacy statement, please contact us on 1800 221 727 or visit the following website www.asteronlife.com.au/privacy to view or download the policy.