- Comparing insurance types
- Income Protection insurance
- Trauma insurance
- Total & Permanent Disablement (TPD) insurance
- Life insurance (death cover)
- Business Expenses insurance
- Why choose Asteron Life™
- Insurance myths
Keith and Joanne's story shows how life insurance has helped one Australian family - and small business.
But they didn't quite have enough cover, or the right types of cover.
They talk about how this affected their family life and the positive impact that life insurance - and good advice - can have.
We don't need to be reminded that accidents and serious illness happen. We all know people who have had to take a significant time off work due to illness or injury.
But it's important to remember how business expenses insurance can help you and your family during that time. It gives you options and financial freedom when you need it most.
At Asteron Life we get letters, emails and phone calls from people like Keith and Joanne everyday that remind us why insurance - and advice - is so important.
The good news is that people that take time out of work due to illness or injury, 25% of these people were back at work in six months. For business owners though, six months is a long time to take out of your business!12
In 2011, we paid out $91.3 million in Income Protection and Business Expenses benefits.
Note: Payment of any claim by the insurer is subject to the insurer's assessment and approval in accordance with the terms of the relevant policy.
When you're looking at getting business expenses cover, keep your eyes out for extras that provide you with more benefits at claim time, such as:
To find out more about business expenses insurance:
12Labour Force experience Australian Bureau of Statistics Cat 6206 February 2009
This is general advice and does not take into account your objectives, financial situation or needs. Before acting on this general advice you should consider the Product Disclosure Statement and the appropriateness of the advice having regard to your situation and consult your financial adviser.
Asteron Life™ is committed to providing customers with long term financial security. We provide life insurance products including Income Protection Covers, Trauma Cover, Total & Permanent Disablement (TPD) Cover, Life Cover and Business Expenses Cover. To obtain a copy of our privacy statement, please contact us on 1800 221 727 or visit the following website www.asteronlife.com.au/privacy to view or download the policy.
Suncorp supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities. Download the Code here. For more information contact the Financial Services Council on (02) 9299 3022 (local call cost), email firstname.lastname@example.org or visit www.fsc.org.au
* © Suncorp Life & Superannuation Ltd ABN 87 073 979 530 (SLSL). Registered Office, Level 28, 266 George Street, Brisbane QLD 4000.