Comparing Life Insurance

There are different insurance products available to help you cover your income, debts and lifestyle costs. They all do different things - and they work together to get you covered for life. Your adviser can help you work out how much, and which types of insurance are right for you. We've put together some information to get you started.

At Asteron Life, we sell our life insurance products through financial advisers. That's because we think people should seek advice about something so important.

'Keep your lifestyle' insurance - Income Protection Covers

Maintain your lifestyle - replaces your income so you can cover your day-to-day living costs, bills and the mortgage, while you focus on your health.

'Get better' insurance - Trauma Cover

Focus on the important thing in life - you! - helps pay for the best treatment and lifestyle changes, while you focus on healing.

'Modify your lifestyle' insurance - Total and Permanent Disablement (TPD) Cover

Insurance to make big changes - helps pay for home modifications, long-term care or to take a new path if you can't return to work permanently.

'Family' insurance - Life Cover

Secure the future - helps your family continue to live the lifestyle you've planned together.

'Stay in business' - Business Expenses Cover

Keep the business running - covers the costs associated with running your business, while you focus on your recovery.

Get covered for Life!

The different types of insurance work together to give you complete cover.

This is general advice and does not take into account your objectives, financial situation or needs. Before acting on this general advice you should consider the Product Disclosure Statement and the appropriateness of the advice having regard to your situation and consult your financial adviser.

Which cover is right for me?

It is important to get your Life Insurance right. This is why our products are only sold through experienced advisers who can help you get the protection you need.

Talk to an adviser Discover how an adviser can help you

Asteron Life™ is committed to providing customers with long term financial security. We provide life insurance products including Income Protection Covers, Trauma Cover, Total & Permanent Disablement (TPD) Cover, Life Cover and Business Expenses Cover. To obtain a copy of our privacy statement, please contact us on 1800 221 727 or visit the following website to view or download the policy.

Asteron supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities. Download the Code here. For more information contact the Financial Services Council on (02) 9299 3022 (local call cost), email or visit

© Asteron Life & Superannuation Ltd ABN 87 073 979 530 (Asteron). Registered Office, Level 16, 363 George Street, Sydney NSW 2000

Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Suncorp Portfolio Services Limited ABN 61 063 427 958, AFSL 237905, RSE Licence No L0002059 (SPSL or Trustee) is part of the Suncorp group of companies (Suncorp). SPSL is a related body corporate of Suncorp Group Limited ABN 66 145 290 124 and Suncorp-Metway Limited ABN 66 010 831 722 (Suncorp Bank) (Suncorp). This product is not a bank deposit or other bank liability of the Suncorp Bank. The obligations of the different entities of TAL and Suncorp are not guaranteed by other entities