Superannuation risk profiler

Step 9 of 9

The importance of seeking advice

Whatever your age now, your super is going to play a crucial role in your retirement. So it’s only natural you want to get it right.

But making the most of your super relies on making smart decisions along the way. And understanding your risk profile and choosing an investment option that suits your circumstances is one of the most important.

With so much at stake, it pays to seek advice from a professional financial adviser. They can help you match your super to your circumstances, and put together a financial plan to ensure all your bases are covered.

If you don’t have a financial adviser and you’d like to be put in touch with one, click here

Important note

This risk profiler is provided for general information purposes only. It is current as October 2008 but may be subject to change. It does not constitute personal advice, and must not be relied on as such. Any advice contained in the document has been prepared without taking into account your objectives, financial situation, or needs. For that reason, before acting on this advice, you should consider the appropriateness of this advice having regard to your own objectives, financial situation and needs. You should obtain, read and consider the Product Disclosure Statement for the relevant product available at www.asteron.com.au before making any decision about whether to acquire the product. This profiler, which is issued by Suncorp Portfolio Services Limited ABN 61 063 427 958, AFSL 237905 RSE Licence No L0002059, is not intended to be relied upon for the purposes of making a decision in relation to a financial product and you should consider obtaining advice from an Australian Financial Services Licensee before making any financial decision.

SPSL is a subsidiary of Suncorp-Metway Limited ABN 66 010 831 722 (Suncorp). The obligations of SPSL are not guaranteed by any other company in the Suncorp Group. Except as otherwise stated, Suncorp and its subsidiaries do not guarantee the repayment of capital invested in or the investment performance of superannuation products. They are not a bank deposit or other bank liability and is subject to investment risk including possible delays in repayment and loss of interest and principal invested.

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Asteron Life™ is committed to providing customers with long term financial security. We provide life insurance products including Income Protection Covers, Trauma Cover, Total & Permanent Disablement (TPD) Cover, Life Cover and Business Expenses Cover. To obtain a copy of our privacy statement, please contact us on 1800 221 727 or visit the following website www.asteronlife.com.au/privacy to view or download the policy.

Asteron supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities. Download the Code here. For more information contact the Financial Services Council on (02) 9299 3022 (local call cost), email info@fsc.org.au or visit www.fsc.org.au

© Asteron Life & Superannuation Ltd ABN 87 073 979 530 (Asteron). Registered Office, Level 16, 363 George Street, Sydney NSW 2000

Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Suncorp Portfolio Services Limited ABN 61 063 427 958, AFSL 237905, RSE Licence No L0002059 (SPSL or Trustee) is part of the Suncorp group of companies (Suncorp). SPSL is a related body corporate of Suncorp Group Limited ABN 66 145 290 124 and Suncorp-Metway Limited ABN 66 010 831 722 (Suncorp Bank) (Suncorp). This product is not a bank deposit or other bank liability of the Suncorp Bank. The obligations of the different entities of TAL and Suncorp are not guaranteed by other entities