Life insurance is a very personal product. There’s only one of you. And your cover needs to be tailored to your circumstances, and your budget.
The amount of cover you need, and the types of cover you need, can vary greatly depending on your individual circumstances.
Besides, not all insurance policies are created equal – some have additional, and included, benefits and features.
An adviser can also help you make your insurance more affordable by recommending strategies including:
By looking at your income, your debts, and your family’s circumstances, a financial adviser can help you get the right cover – and the right structure – to meet your needs and your budget.
Once you’ve been put in touch with a qualified financial adviser in your area, they will contact you to arrange a time to meet.
This is what normally happens next:
A Financial Services Guide – or FSG – is a document that a financial planner is required to give you when you first meet with them. It gives you information about the advice process and outlines their experience and credentials, including:
A Statement of Advice is a document that an adviser is required to give you when it comes to recommending an insurance solution to meet your individual needs. It provides detailed information on:
This is general advice and does not take into account your objectives, financial situation or needs. Before acting on this general advice you should consider the Product Disclosure Statement and the appropriateness of the advice having regard to your situation and consult your financial adviser.
Contact an adviser near you
Together we can determine the most appropriate products for your needs, decide on the right amount of cover and structure your policies to suit your personal circumstances.
Asteron Life™ is committed to providing customers with long term financial security. We provide life insurance products including Income Protection Covers, Trauma Cover, Total & Permanent Disablement (TPD) Cover, Life Cover and Business Expenses Cover. We are committed to helping customers get - and stay - healthy for life, by giving customers access to the Asteron Life Wellbeing Program. To obtain a copy of our privacy statement, please contact us on 1800 221 727 or visit the following website www.asteronlife.com.au/privacy to view or download the policy.
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