A smart way to protect your future

Life insurance gives you the confidence to live the life you want to live – knowing you’ve made plans to secure your family’s future.

If you have a FirstChoice super account with Colonial First State, you can now pay for your Asteron Life Completepol from your super account, which can provide some important tax and cash flow benefits:

  • Life Cover Super
  • Life Cover and Total and Permanent Disability (TPD) Cover Super
  • Income Protection Cover Super

 Why take out insurance inside super?

  • It’s easy and affordable
    Premiums will automatically be paid out of your super balance so you don’t have to worry about finding room in the household budget.
    We will give you a 15% rebate when you pay your premiums from your super account.
  • It’s tax-effective
    You may also fund your insurance using your superannuation contributions which may be taxed at only 15% inside your super fund on entry.
  • It’s flexible
    You can link your Life Cover Super with Linked TPD Cover (inside and outside Super) or Linked Trauma Cover (outside super only).
    You also may be able to split your linked Own Occupation TPD Cover inside and outside super.
  • Market-leading features and benefits
    Premium rebate available, Interim Cover up to 90 days and Limited Acceptance Cover for up to 30 days are only some of the features and benefits of Asteron Life Complete that make it a good choice for insurance inside super. Your adviser can tell you more about these features.

Further information
For more detailed information on Asteron Life's insurance inside super solutions, plase speak to your financial adviser or call Life Customer Service on 1800 221 727.

Important note
This information is current as at March 2012 but is subject to change. It is provided as a brief overview for adviser use only and has been prepared without taking into account any person’s objectives, financial situation or needs. Before acting on the information, all persons should consider the appropriateness of this advice having regard to their own objectives, financial situation and needs. Insurance cover referred to in this document form part of the Asteron Life Complete product. Persons should obtain, read and consider the Asteron Life Complete Product Disclosure Statement (PDS), or contact 1800 221 727, before making a decision whether to acquire or continue to hold a product.

Asteron Life Complete is issued by Suncorp Life & Superannuation Limited 87 073 979 530 AFSL 229880 (SLSL) and Suncorp Portfolio Services Limited ABN 61 063 427 958 AFSL 237905 RSE License No L0002059 (SPSL). SLSL and SPSL are related bodies corporate of Suncorp-Metway Limited ABN 66 010 831 722 (Suncorp). The obligations of SLSL and SPSL are not guaranteed by any other company in the Suncorp Group. This product is not a bank deposit or other bank liability of Suncorp.

Asteron Life™ is committed to providing customers with long term financial security. We provide life insurance products including Income Protection Covers, Trauma Cover, Total & Permanent Disablement (TPD) Cover, Life Cover and Business Expenses Cover. To obtain a copy of our privacy statement, please contact us on 1800 221 727 or visit the following website www.asteronlife.com.au/privacy to view or download the policy.

Asteron supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities. Download the Code here. For more information contact the Financial Services Council on (02) 9299 3022 (local call cost), email info@fsc.org.au or visit www.fsc.org.au

© Asteron Life & Superannuation Ltd ABN 87 073 979 530 (Asteron). Registered Office, Level 16, 363 George Street, Sydney NSW 2000

Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Suncorp Portfolio Services Limited ABN 61 063 427 958, AFSL 237905, RSE Licence No L0002059 (SPSL or Trustee) is part of the Suncorp group of companies (Suncorp). SPSL is a related body corporate of Suncorp Group Limited ABN 66 145 290 124 and Suncorp-Metway Limited ABN 66 010 831 722 (Suncorp Bank) (Suncorp). This product is not a bank deposit or other bank liability of the Suncorp Bank. The obligations of the different entities of TAL and Suncorp are not guaranteed by other entities