Superannuation risk profiler

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Coping with negative returns

If your super is invested in growth assets, you may have experienced negative returns last year.

While it’s never nice to see poor performance, it’s important to put these results into perspective – particularly when you’re talking about long-term investments like super.

Late 2007 ended an extremely successful run from the Australian sharemarket of five consecutive years of double-digit growth.

It’s a reminder that growth assets like shares and property will always fluctuate. And there will always be the potential for negative returns – just as there’s the potential for double-digit growth.

What’s important for investors is to take the good with the bad. History shows that markets will generally recover, and patient investors can be well placed to take advantage of the recovery.

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Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Suncorp Portfolio Services Limited ABN 61 063 427 958, AFSL 237905, RSE Licence No L0002059 (SPSL or Trustee) is part of the Suncorp group of companies (Suncorp). SPSL is a related body corporate of Suncorp Group Limited ABN 66 145 290 124 and Suncorp-Metway Limited ABN 66 010 831 722 (Suncorp Bank) (Suncorp). This product is not a bank deposit or other bank liability of the Suncorp Bank. The obligations of the different entities of TAL and Suncorp are not guaranteed by other entities